Meet Chad Maze, Creator of The Discipline of Banking

Chad W. Maze is a senior banking executive and author focused on the operating disciplines that govern financial institutions. He serves as Executive Vice President and Chief Operating Officer of a California‑based credit union, where he oversees enterprise operations including retail banking, business lending, consumer and mortgage lending, deposits, marketing, product, risk management, and affiliated CUSOs.

With decades of experience across credit, operations, governance, and strategy, Maze is known for translating complex banking systems into practical, examiner‑defensible frameworks. His work emphasizes how money flows through institutions, how risk accumulates, and how leadership decisions shape long‑term outcomes.

Maze is the author of The Discipline of Banking series, including Money In. Money Out. Risk Stays., Loan by Design, Banking the Business, and The Quiet Risk Manager. His writing is used by bankers, executives, and boards seeking clarity on how financial institutions actually function—not in theory, but in practice.

He lives and works in California and is actively involved in leadership development, governance education, and institutional strategy.